MetLife LifeStage Advantage Long-Term Care Insurance Products

MetLife Long-Term Care LifeStage Advantage is MetLife's newest long-term care insurance product. It combines simplicity, flexibility and affordability in product design which makes it easy to create a policy to fit virtually any client and budget. LifeStage Advantage offers the choice between two plans specifically designed for different life stages. (Currently available in AL, AK, AR, DE, DC, IA, IL, KS, KY, LA, ME, MI, MO, MS, ND, NE, NH, NM, OR, RI, SC, WV, and WY. State availability subject to change.)



Simple AdvantageSM - This plan is great if you are in the midst of your career, because it gives you the flexibility to get started with long-term care insurance now with a more affordable level of coverage and then add to it later - as often as every three years. Choose an initial total benefit amount between $75,000 and $500,000 and then have the option to purchase increases for up to double your original total benefit amount, without having to prove good health in order to purchase such an increase.



Custom AdvantageSM - This plan is great if you are getting ready to retire or are already retired. Custom Advantage helps you handle the cost of long-term care whenever you many need it - with your choice of total benefit amount from $75,000 up to $1 million. In addition, you have the option to help your coverage stay current with the likely rising cost of care.