MetLife VIP2 Long-Term Care Insurance Products

MetLife VIP2 Product Series


Ideal Policy - The Ideal policy will help to provide the type of long-term care you need in the setting you want, including your home, Nursing Homes, Assisted Living Facilities and Hospice Facilities. If you would like to remain in your home, this policy provides features to make that transition more comfortable. The home health care supportive services will cover services such as shopping, laundry services, meal preparation, housekeeping and transportation. The Ideal Policy also includes a transition expense allowance which will help pay for home modifications and durable medical equipment. (Policy form series LTC2-IDEAL, in some states coverage is offered by the above referenced policy number followed by the states 2 letter abbreviation).
Value Policy - If you are looking for a long-term care insurance policy that will offer solid coverage at a good "value", the Value policy may be right for you. It can help you get the type of long-term care you may need, in the setting you want, including your home. This policy also offers the Indemnity rider, which will allow you to be paid your full Daily Benefit Amount every day a covered long-term care service is received, regardless of the cost of that service. (Policy form series LTC2-VAL, in some states coverage is offered by the above referenced policy number followed by the states 2 letter abbreviation).
Premier Policy - If you want flexible coverage that gives you maximum control in deciding how and where your long-term care insurance plan benefits are used, the Premier policy is for you. The Premier policy is a distinctive plan that provides you with a daily “cash” payment to spend as you see fit when you qualify to receive benefits. Not available in all states.

Facilities-Only Policy - If your primary concern is to have long-term care insurance coverage for a catastrophic event, then the Facilities Only policy may be the right choice for you. It provides coverage only for care received in Assisted Living Facilities, Hospice Facilities, and Nursing Homes. This policy helps to protect you and your loved ones from the high costs associated with Facility care. (Policy form series LTC2-FAC, in some states coverage is offered by the above referenced policy number followed by the states 2 letter abbreviation. This policy is currently not available in GA, OR, PA, RI and VT. State availability subject to change.).